RMiT — the Risk Management in Technology Policy Document — is Bank Negara Malaysia's binding regulation for licensed financial institutions on technology risk, cybersecurity, third-party arrangements, cloud and operational resilience. It applies to banks, insurers, takaful operators, e-money issuers, digital banks and DFIs, in force since 1 January 2020 with ongoing addenda.

Which RMiT clauses require penetration testing?

Section 10.49 mandates intel-led penetration testing on critical systems, Section 11 mandates continuous threat detection, and Appendix 9 sets cyber resilience expectations. nCrypt structures engagements to map findings against RMiT clause references and confirms named consultant credentials during scoping.

How often must FIs conduct RMiT-aligned pentests?

At minimum annually, and additionally after every major change to critical systems, infrastructure migration or M&A event. BNM examiners explicitly check pentest cadence and tester independence during technology risk audits.

Does RMiT apply to digital banks and e-wallets?

Yes. All five Malaysian digital banks and licensed e-money issuers are subject to RMiT. BNM has issued specific addenda for digital banks raising the bar on cybersecurity controls and third-party cloud risk.

Bank Negara Malaysia requirement

RMiT compliance services Malaysia

Comprehensive Risk Management in Technology (RMiT) compliance services for Malaysian financial institutions — meeting Bank Negara Malaysia's cybersecurity requirements.

BNM RMiT aligned methodologyIntel-led testing evidencePractitioner-led engagements

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RMiT

Aligned methodology

CREST

Aligned evidence

24/7

SOC monitoring

SLA

Incident response

RMiT FRAMEWORK

Key RMiT domains we address

Our services cover all critical areas of the RMiT policy document to ensure comprehensive compliance.

Governance & oversight

Board-level accountability and technology risk management frameworks

Board-level accountabilityTechnology risk managementThird-party risk managementCyber risk appetite definition

Technology operations

Robust operational controls for technology infrastructure

24/7 SOC monitoringIncident managementChange managementCapacity management

Cybersecurity

Comprehensive security controls and testing requirements

Penetration testingVulnerability managementSecurity awarenessAccess control

Data management

Data governance, protection and privacy controls

Data classificationEncryption standardsData loss preventionBackup & recovery

Business continuity

Resilience planning and disaster recovery capabilities

BCP developmentDR testingCrisis managementRecovery objectives

Audit & compliance

Continuous monitoring and compliance reporting

Compliance monitoringInternal audit supportRegulatory reportingEvidence management

OUR APPROACH

Comprehensive RMiT services

Gap analysis

Comprehensive assessment against RMiT requirements to identify compliance gaps

Penetration testing

Annual and post-change security testing as mandated by RMiT

SOC services

24/7 Security Operations Centre monitoring with BNM reporting

Incident response

CSIRT planning, tabletop exercises and incident management

Third-party risk

Vendor security assessments and ongoing monitoring

Board reporting

Executive dashboards and compliance documentation

RMiT compliance assessment

A comprehensive assessment of your RMiT compliance status with actionable recommendations from senior consultants.

Full gap analysis reportPrioritized remediation planExecutive summary for boardCompliance roadmap

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Free initial consultation with our RMiT specialists

Frequently asked questions

Related compliance & services

Penetration testing

CREST-aligned pentest evidence to support RMiT control testing.

PCI DSS compliance

Card-data protection scoped alongside RMiT for payment ecosystems.

BNM TVRA

Threat and vulnerability risk assessment for RMiT Appendix 9.

ISO 27001

ISMS certification underpinning RMiT technology-risk controls.

Achieve RMiT compliance

Partner with Malaysia's RMiT specialists. We guide you through every aspect of compliance.

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Comprehensive RMiT services

Gap analysis

Comprehensive assessment against RMiT requirements to identify compliance gaps

Penetration testing

Annual and post-change security testing as mandated by RMiT

SOC services

24/7 Security Operations Centre monitoring with BNM reporting

Incident response

CSIRT planning, tabletop exercises and incident management

Third-party risk

Vendor security assessments and ongoing monitoring

Board reporting

Executive dashboards and compliance documentation