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Payment Card Industry Data Security Standard (PCIDSS)

Payment Card Industry Data Security Standard (PCIDSS)


Companies that accepts, processes or stores credit card information, must comply with the Payment Card Industry Data Security Standard (PCI DSS). The standard has been developed by many of the world’s largest financial institutions to prevent credit card fraud. Fortunately, by attaining PCI compliance, you can not only avoid costly penalties but also boost your customer service and brand loyalty, as well as mitigate financial risks to your business. There are various Self-Assessment Questionnaires: SAQ A, SAQ A-EP, SAQ B, SAQ B-IP, SAQ C-VT, SAQ C, SAQ P2PE, SAQ D. nCrypt Malaysia has assisted many clients in the completion of these requirements, in the capacity as a PCI QSA.

At nCrypt Malaysia, we’ve been an industry-leading provider of IT security services for over 20 years. From our offices in Sydney and Melbourne, we serve SMEs through to large corporations throughout Malaysia. In fact, thanks to our proven track record of success, we’ve partnered with some of the largest companies in the Asia Pacific region, meaning you can feel confident we have the required expertise to help you attain PCI compliance promptly – and maintain it.

With services ranging from ISO 27001 compliance to cyber incident management, we’re the only contact you need for your IT security requirements. Whether you need to attain PCI DSS compliance, ensure you’re still compliant or implement new ways to protect your clients’ sensitive payment information, we’ve got you covered. Call us today to learn more about how we can help you prove your company’s commitment to client care.

What Is the PCI DSS?

The Payment Card Industry Data Security Standard (PCI DSS) was established by many of the world’s major credit card brands in response to the increase in credit card fraud and data theft. Essentially, all companies that accept, process, transmit and store credit card information must meet a minimum set of requirements to protect their clients from criminal activity.

The Payment Card Industry Security Standards Council was formed in 2006 to help businesses meet the 12 PCI DSS requirements, which consists of a total of six goals. The requirements for the validation of PCI compliance and reporting are established by the following credit card suppliers:

  • Visa Inc
  • American Express
  •  JCB International
  • MasterCard Worldwide
  • Discover Financial Services

Even if you have PCI DSS compliance protocols in place, it’s worth making sure that you meet the precise standards set by each credit card brand. Partner with our consultants, and we’ll do all the hard work for you.

Why Does My Business Need to Become PCI DSS Compliant?

Your acquiring bank will advise your requirements for PCI DSS. If your company is not currently PCI DSS compliant, legal action could be taken against you, especially if there is a breach. This could result in business downtime, financial penalties, loss of ability to transact and potentially the loss of clients. Fortunately, complying with the Payment Card Industry Data Security Standard does more than just mitigate risks to your business. Attaining and maintaining PCI compliance is beneficial for your company because it allows you to:

  • Manage risks concerning credit card fraud and identity theft
  • Boost customer confidence and brand loyalty
  • Avoid legal penalties and potentially hefty fines that the credit card companies can impose
  • Minimise the risks associated with negative cash flow effects
  • Remain a competitive force in your industry

Essentially, by becoming PCI DSS compliant, you can protect your most important assets – your customers, cash flow and brand. Learn more about the benefits of achieving PCI compliance by reaching out to us.

Our Approach to PCI DSS Compliance

At nCrypt Malaysia, we have an in-house team of highly experienced security consultants and PCI DSS compliance specialists, enabling us to tailor auditing solutions that meet the unique needs of your business. More importantly, thanks to our industry expertise, we can implement security solutions that guarantee to make your company PCI compliant.

Our process involves helping you:

·        Achieve PCI Compliance

First, we’ll carry out a pre-assessment that outlines the most affordable and cost-effective ways for your company to achieve PCI compliance. The pre-assessment includes a scoping analysis, full onsite review, gap assessment, data analysis and remediation.

·        Maintain PCI Compliance

We offer a broad range of managed PCI compliance services to make remaining compliant as simple as possible for you. Essentially, we’ll make sure you’re compliant year-round, and not just in time for your audit. Our managed services include the implementation and management of firewalls, anti-virus software, file integrity monitoring (FIM) and logging. To give you further peace of mind regarding the security of your IT infrastructure and clients’ credit card information, we also offer PCI DSS Vulnerability Scanning and Penetration Testing services.

·        Prove PCI Compliance

As a Qualified Security Assessor, we can validate your PCI compliance on a quarterly and annual basis. Following the audit, we’ll provide you with an Attestation of Compliance (AoC) certificate and a Report of Compliance (RoC) certificate, preventing you from facing penalties while enabling you to demonstrate your commitment to protecting customer data.

Whether you need to implement new solutions to meet the minimum requirements of the PCI DSS or just need an expert to make sure you’re still compliant, you can count on the specialists at nCrypt Malaysia.

Related Services We Provide to PCI Compliance Audits

Most businesses that need to comply with the PCI DSS must also meet other minimum IT security requirements to protect their business from cyber-attacks and financial penalties. As one of Malaysia’s leading teams of cybersecurity consultants, we can develop strategies to enhance your information security practices, enabling you to abide by all mandated security standards.

Some of our most sought-after services include:

Not sure which mandated security standards apply to your business? Get in touch for more information and advice.

Learn More about Our PCI Compliance Services

At nCrypt Malaysia, we offer a broad range of consulting services to help you achieve, maintain and prove your PCI compliance, enabling you to avoid penalties and enhance your customer service while we do the technical and management work on your behalf. Just read what our clients have to say below, and you’ll soon see that we come highly recommended.

Whether you need to implement new solutions, outsource PCI compliance management or have an annual professional audit, you needn’t look further than nCrypt Malaysia. Call us today to book your consultation.

Looking to achieve, prove or maintain PCI DSS Compliance? We work with you to assess gaps, develop remediation strategies and perform annual validation audits.